Discretionary ‘treats’ budget

WOOHOOO Payday has arrived! (not that we see that money but...) WOOHOOO pay day all the same.💁🏼💰 Ching chang getting paid over herr. When we first started saving I was COMPLETELY in the zone. I only gave myself £40 a month to spend on what I wanted and it worked. I saved quite a lot …

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